Derlin Liu

ADG Financial


Derlin Liu



Since 2003

  • Medicare & Prescriptions

  • Life Insurance

  • Retirement Planning

  • Annuities

  • Long-Term Care

  • Final Expenses

  • Disability Insurance

  • Critical Illness

  • Dental & Vision

  • Short-Term Medical

  • International Travel

  • Supplemental Health

Life Insurance

When it comes to planning for your family’s future, life insurance is one of the most important things you have to consider.


By investing in the right policy now, you can virtually ensure your family’s financial stability for years to come.


However, choosing the right life insurance policy isn’t so easy. It requires an in-depth knowledge of the industry and carriers, and that’s why you can always rely on Derlin Liu.


Give Derlin a call whenever you’ve got some free time and want to discuss your policy options.

Indexed Universal Life* **

Universal life* **

Whole life* **

Term life*

* with ABR (Advance Benefits Riders - FREE)
* with Cash Value built up

Accidental death benefits

Final expense

Medicare & Health Insurance

Derlin offers CONFIDENCE and CLARITY over CONFUSION with Medicare as we know it can be very confusing for most Americans, as Medicare laws and Plans change quite frequently. He provides stress-free, professional, confidential, and easy-to-understand Medicare planning for our clients, and it doesn’t cost you a dime for her expertise. It’s important that you choose not only the right Medicare Plan, but the right Agent/Agency.


With Derlin Liu, you will have an ‘Agent for Life’. Derlin will always be there for you, long after the sale has been made!


Find The Coverage You Need

There are numerous Medicare election periods and each of them serving a different purpose when it comes to signing up for benefits.

The two common periods below illustrate the difference between the two periods that sound similar. The Initial Enrollment Period (IEP) and the Initial Coverage Election Period (ICEP) may potentially overlap, making them easy to confuse.

Annuities & Retirement

Fixed annuities offer principal protection and growth potential.

Fixed indexed annuities

A fixed indexed annuity offers growth potential based on the performance of an index or indices. Upside potential with protection against negative returns.

Provides an alternate asset class:

An annuity can help you save additional money for retirement once you've maxed out other tax-favored investments.

Lets you catch up:

Annuities can help you catch up on retirement savings when you have less time to save.

Offers growth potential

Annuities offer potential for tax-deferred growth and an income stream for life.


Guaranteed income for life for you and your spouse.



Derlin was recruited by Prudential in 2003 as an agent 16 years ago. He quickly earned his insurance and financial services designations and was promoted to Sales Manager in 2005. He led a sales team of 12+ agents until 2008 when he left Prudential and became an Independent Broker and an Agency owner. He is contracted with A rated insurance and financial institutions in the US. Derlin specializes in Life Insurance Planning, Retirement Planning, Annuities, Medicare, Long-Term Care and other insurance services.
During his off time, Derlin enjoys fishing, attending concerts & shows, travel and try out new foods. He is a single father and lives in Wellington, FL with his middle school son.


Derlin serves the following communities:

  • West Palm Beach


Contact Me

105 S Narcissus Ave (coming 01/01/2020), Suite 812

West Palm Beach, Florida 33401  |  Tel: (561) 714-3853

  • Black LinkedIn Icon
  • Black Facebook Icon

Derlin Liu

ADG Financial