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ProAgent Website - Template 3
Carlos Ortega
Insurance Specialist
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Medicare & Prescriptions
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Life Insurance
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Critical Illness
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Dental & Vision
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Annuities
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Long-Term Care
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Disability Insurance
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Short-Term Medical
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International Travel
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Supplemental Health
ABOUT ME
I was born and raised in the mid-Hudson Valley of upstate New York where I excelled at both sports and academics and learned to value faith, hard work, and the transformative power of a good challenge. I also learned the value of good insurance advice after a family tragedy led to the destruction of our home and the untimely death of my father. After relocating to California, I began my career in financial services that began in Real Estate and culminated in his work in nearly every aspect of the insurance industry including customer service, claims, marketing, administration, and sales. Now, as an independent broker, my passion is to facilitate the financial security of all my clients by working with them to build and implement strategies using a full range of insurance products and services.
mEDICARE & PRESCRIPTIONS
Carlos offers CONFIDENCE and CLARITY over CONFUSION with Medicare as we know it can be very confusing for most Americans, as Medicare laws and Plans change quite frequently. He provides stress-free, professional, confidential, and easy-to-understand Medicare planning for our clients, and it doesn’t cost you a dime for her expertise. It’s important that you choose not only the right Medicare Plan, but the right Agent/Agency.
With Carlos Ortega, you will have an ‘Agent for Life’. Carlos will always be there for you, long after the sale has been made!
Find The Coverage You Need
There are numerous Medicare election periods and each of them serving a different purpose when it comes to signing up for benefits.
Two specific common periods illustrate the difference between the two periods that sound similar. The Initial Enrollment Period (IEP) and the Initial Coverage Election Period (ICEP) may potentially overlap, making them easy to confuse.
Life Insurance
When it comes to planning for your family’s future, life insurance is one of the most important things you have to consider.
By investing in the right policy now, you can virtually ensure your family’s financial stability for years to come.
However, choosing the right life insurance policy isn’t so easy. It requires an in-depth knowledge of the industry and carriers, and that’s why you can always rely on Carlos Ortega.
Give Carlos a call whenever you’ve got some free time and want to discuss your policy options.
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Term life
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Whole life
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Accidental death benefits
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Universal life
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Final expense
Health & Disability
Disability Insurance
Your most valuable asset isn’t your house, car or retirement account. It’s the ability to make a living. Disability insurance pays a portion of your income if you can’t work for an extended period because of an illness or injury.
Critical Illness Insurance
With healthcare costs continually on the rise, becoming seriously ill can have a huge impact on your finances. By investing in a critical illness coverage and/or a cancer coverage, you’ll receive cash benefits that will enable you to cover bills and expenses that your current health insurance won’t pay for.
Dental And Vision
With dental and vision policies, you and your family will be able to make convenient appointments, reduce your bills, and have access to the best specialists in your area.
Long-Term Care
If, at some point in the future, you are diagnosed with a chronic illness or return home from a rehab center, having a long-term care policy will provide you with various benefits, including assisted living and a significant decrease in expense costs.
Carlos serves the following communities:
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Soma
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Hayes Valley
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Laguna Heights
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Alamo Square
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Lower Haight
TESTIMONIALS
“Very knowledgeable about his business. Explained to me as to why I should change one policy yet not change another. Does not hard sell. Carlos gave me professional guidance and saved me money. Need I say more? A pleasure indeed."
Randy M.
“Knew I was taken care of as soon as I called. Ended up getting a great policy at a great price and know I am in good hands. Everything was explained to me from the start and all my questions answered. Very happy I went here, and as some other policies I have currently go up for renewal I will definitely looking back here!"
Susan H.
